Checklist
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Here is a list of the information you'll need for
your home
loan application. Feel free to print
this checklist and use it
to gather your
documentation.
If you can not
locate any of the applicable
items listed
below,
please call us. Many times alternate
documentation will suffice.
Don’t
let one item
hold
your loan up! If you have most of
the documents needed, but
just can’t
find one or two
items, please forward
what you have anyway.
You can mail your
documentation to us or you can fax the
required
items to us at (714) 263-2603.
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Personal
Information :
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| ____Previous
address (es) over last 2 years |
____Name and address of landlord (s) or lender (s)
for past 2
years and proof of payment |
| |
Employment/Income
:
|
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____Name and address of employer (s) for past 2
years |
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____Pay stubs for past 30 days |
|
____W-2 forms for past 2 years |
| ____Written
explanation of any employment gaps |
| |
Self-Employed?
(If
applicable and choose to document income, other
programs available)
|
____Complete,
signed Federal Income Tax Returns for past 2 years
(personal and corporate) |
| ____Year
to date Profit and Loss Statement and Balance
Sheet |
| |
Other
Income
?
(If
applicable)
|
|
Social
security, pension, disability, or VA benefits? |
|
____Copy of awards letter (or
tax returns for past 2 years) |
|
____Copy of most recent check
(or bank statement) |
| |
Child
support
?
(If
applicable)
|
|
____Copy of divorce or
separation agreement |
____Evidence of payment for
least 6-12 months (canceled checks
or pay history from court) |
| |
Rental
income
?
(If
applicable)
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____Copy of lease (rental
agreement) |
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Assets
:
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____Past 3 months' statements
from checking and savings accounts |
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____Most recent statements on
all retirement accounts |
____Current values of stocks,
bonds, mutual funds, and other
investments (with evidence of ownership) |
____List of other assets with
their current values (cars, life
insurance, real estate, etc.) |
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Debt
- Credit Card, Loan, and/or Current Mortgage :
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____Name of each creditor |
____Account number, monthly
payment, and outstanding balance for each
creditor account |
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____Written explanation of any
past credit problems |
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____Bankruptcy? complete papers |
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If
Purchase Application :
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____Complete, signed copy of
sales contract |
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____Mailing address and property
description (if not in contract) |
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Purchase:
Evidence of source of down payment
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____Gift? Signed gift letter,
bank statement from giver showing
availability of funds, copy of check and deposit
slip |
____Recent large deposits or new
accounts? Documentation of
source |
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Miscellaneous
:
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____Copy of hazard insurance
policy |
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| Apply
Now! Get a FREE MORTGAGE QUOTE
with our quick
and easy online application! Our
qualification is simple and fast! |
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